Buying a Home
Unsurpassed buyer representation!
You will expect your Buyer’s Broker to help you search for and tour homes and neighborhoods. However, your Buyer’s Broker should do a lot more than just that. Jackie will work to find properties before they hit the market, walk you through the buying process step by step, and even recommend experienced lenders. Once you are under contract on your new home, Jackie’s expertise becomes invaluable. She will stay on top of deadlines and details, including contract contingencies such as home inspections, financing, appraisal and more. Jackie will be there to ensure that everything goes smoothly and that there are no last-minute surprises. Team Work is what it takes!
For many people, buying or selling property can be a stressful process. It is essential that you choose someone to help you through the process who is experienced, knowledgeable and honest.
Jackie Howard has a reputation for integrity that is unsurpassed in the Walla Walla Valley. Jackie is a Certified Residential Specialist (CRS), and Graduated Real Estate Institute (GRI) credential holder. She is a military veteran and has been a realtor since 1984.
Jackie’s philosophy about real estate transactions is that she is part of a team, working together with you, to bring about the best possible outcomes.
In order to become the best team, one of the things that she does to insure your success is provide you a Buyer Broker Agreement. This agreement insures you that your realtor is working in your best interests, not those of the seller.
A listing agent is committed to representing the seller of a home. Signing a Buyer Broker agreement as a buyer ensures that you have a Realtor committed to representing you. You have a broker looking out for YOUR best interests, not the sellers. Your broker cannot share any of your information with the seller, it binds them to confidentiality. For example, your broker could never divulge that while you offered $450,000 for a property, you really are willing to and able to go up to $500,000.
Dual Agency is when the broker is representing both the buyer and the seller in the same real estate transaction. Since the broker has promised a duty of confidentiality, loyalty, full disclosure and dedication to purpose to both parties as a listing broker and a buyer’s broker, it is necessary to change some duties in this situation. Both parties must agree. The dual agency relationship has the following limitations:
The broker must deal with the buyer and the seller impartially.
The broker will have the duty of disclosure to both the buyer and the seller.
The broker will not disclose personal information about the buyer or the seller unless authorized to do so in writing by the parties. Without the buyer’s agreement, disclosure is to the seller.
These contracts between you and your broker leave no doubt who is working with who. Jackie is eager to offer these essential agreements to assure you of transparency throughout your transactions by giving you information on your choices without giving advice to either party. Real estate brokers must always disclose which party they represent in any transaction. This document clarifies for all parties who is representing whom in a deal.
Unless you, as a buyer, have cash for a buyer’s transaction, it will be important for you to be prequalified for a mortgage loan. Knowing ahead of your property search what you will be qualified to borrow for your mortgage loan will facilitate and shorten your property search. Jackie has extensive experience with local lenders and can help you find a lender who will work to also become part of your team.